CASH4YOU · ATK FINANCIAL SERVICES
How a Pawn Loan Works
A pawn loan is secured against an item of value. Start with a conversation about your item, then take the time to understand the offer and the repayment agreement.
01. Talk to us about your item
Call the office or Greg with a description of what you would like to pawn. Tell us the item type, model or material and its condition. Ask which documents and accessories to bring.
02. Arrange an assessment
The team needs to assess the item before confirming whether it is suitable and what amount may be available. Contact us first to confirm the arrangements for your particular item.
03. Understand the offer
Check the cash amount you would receive, all charges, the full repayment amount and the due date. Ask how the item will be held and what happens if you cannot repay. Only proceed once you understand the terms.
04. Repay and reclaim
Repay according to your agreement and follow the arrangements for reclaiming your item. Keep a copy of your agreement and contact the team if you have questions about your repayment or collection.
Before you accept an offer
- The amount you will receive and total amount to repay
- Every fee, the repayment date and collection arrangements
- The conditions that apply if repayment is not made
Loan availability, amounts, costs and repayment terms depend on the item assessment and your agreement. Your item secures the loan and may be lost if you do not repay.